Terms & Conditions

The RollInsure website located at RollInsure.com (the "Site") will enable you to access information about various types of auto insurance, health insurance options and provider information.

THE AGREEMENT CONTAINS DISCLAIMERS OF WARRANTIES, LIMITATIONS OF LIABILITY, RELEASES, A CLASS-ACTION WAIVER AND THE REQUIREMENT TO ARBITRATE ANY AND ALL CLAIMS THAT MAY ARISE HEREUNDER. THE AFOREMENTIONED PROVISIONS ARE AN ESSENTIAL BASIS OF THE AGREEMENT.

The Site is an Internet property of RollInsure and its affiliated companies ("RollInsure," "we," "our" or "us"). You are agreeing to comply with and be bound by the following RollInsure Terms and Conditions ("Terms and Conditions") when you: (a) access the Site; (b) apply for, request or obtain information and/or rate quotes regarding certain third party auto insurance-related products and/or services as offered by our third party auto insurance service providers; and/or (c) view certain content, links and other material pertaining to the third party service providers and related content.

The RollInsure Privacy Policy and any and all other applicable RollInsure operating rules, policies, price schedules and other supplemental terms and conditions that may be published from time to time are expressly incorporated herein by reference (collectively, the "Agreement"). Please review the following terms of the Agreement carefully. If you do not agree to these Terms and Conditions and the terms of the Agreement in their entirety, you are not authorized to use the Site Offerings in any manner or form.

ROLLINSURE IS A PRODUCT AND/OR SERVICE MATCHING SERVICE, MATCHING CONSUMERS WITH PERSONS OR COMPANIES THAT OFFER PRODUCTS AND/OR SERVICES OF INTEREST TO THE CONSUMER. ROLLINSURE IS NOT A LICENSED BROKER, CARRIER OR DIRECT PROVIDER OF INSURANCE PRODUCTS OR SERVICES.

1. Acceptance of Agreement; Modification

You agree to the terms and conditions outlined in the Agreement with respect to your use of the Site Offerings. The Agreement constitutes the entire and only agreement between you and RollInsure with respect to your use of the Site, and supersedes all prior and contemporaneous agreements, representations, warranties and/or understandings. We may amend the Agreement from time to time in our sole discretion, without specific notice to you; provided, however, that any amendment or modification to the arbitration provisions, prohibition on class actions provisions or any other provisions applicable to dispute resolution shall not apply to any disputes incurred prior to the applicable amendment or modification.

2. Requirements; Termination of Access

The Site Offerings are available only to individuals who can enter into legally binding contracts under applicable law and who are over eighteen (18) years of age. RollInsure may terminate any user's access to the Site Offerings at any time and for any reason, in its sole discretion, including where RollInsure believes that such user is in any way in breach of the Agreement or engaged in any improper conduct.

3. Description of Site Offerings

The Site provides users with an opportunity to apply for certain third-party rate quotes and insurance products, as offered by RollInsure's third-party service providers. Please be advised that RollInsure does not itself provide insurance products and/or services, and the ultimate terms and conditions of any product or service provided by its third-party service providers will be determined by those providers.

Upon entering your registration data and clicking on the applicable submission button on the Site, you may be redirected to the website of a third-party service provider. RollInsure may also transfer your registration data to its third-party service providers in connection with facilitating the processing of your application.

4. Non-Endorsement; Passive Conduit

(a) RollInsure does not sponsor, recommend or endorse any third-party service provider that is accessible by or through the Site. Third-party service providers that are accessible by and through the Site pay a fee for access to users that utilize the rate quote services. RollInsure does not guarantee that users will successfully find rate quotes through the Site Offerings.

(b) Please use caution and common sense when using the Site Offerings. RollInsure in no way endorses the content or legality of any responses, statements or promises made by third-party service providers.

(c) The determination of the need for auto insurance and the choice of auto insurance providers are extremely important decisions and should not be based solely on advertisements, claims of expertise, or cost offered by any third-party service provider.

5. Content

The Site contains content which includes, but is not limited to, links, text, video and/or other information pertaining to auto insurance-related products and/or services. The Content is offered for informational purposes only and is at all times subject to the disclaimers contained herein. Reliance on any Content or other information made available to you by and through the Site Offerings is solely at your own risk.

6. License Grant

As a user of the Site, you are granted a non-exclusive, non-transferable, revocable and limited license to access and use the Site Offerings and associated Content in accordance with the Agreement. RollInsure may terminate this license at any time for any reason. You may use the Site Offerings for your own personal, non-commercial use only.

7. Proprietary Rights

The Content, organization, graphics, design, compilation, digital conversion, software, services and other matters related to the Site Offerings are protected under applicable copyrights, trademarks and other proprietary rights. The copying, redistribution, publication or sale by you of any part of the Site Offerings is strictly prohibited.

8. Editing, Deleting and Modification

We reserve the right in our sole discretion to edit and/or delete, at any time, any documents, information or other Content appearing on the Site.

9. Indemnification

You agree to indemnify, defend and hold RollInsure, its parents, subsidiaries and affiliates, and each of their respective members, officers, directors, employees, agents, co-branders and/or other partners, harmless from and against any and all claims, expenses (including reasonable attorneys' fees), damages, suits, costs, demands and/or judgments whatsoever, made by any third party due to or arising out of: (a) your use of the Site Offerings; (b) your breach of the Agreement; (c) any dispute between you and any third-party service provider; and/or (d) your violation of any rights of another individual and/or entity.

10. Disclaimer of Warranties

THE SITE OFFERINGS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES THAT YOU MAY APPLY FOR THROUGH THE SITE OFFERINGS ARE PROVIDED TO YOU ON AN "AS IS" AND "AS AVAILABLE" BASIS AND ALL PROMISES, GUARANTEES, REPRESENTATIONS AND WARRANTIES, EXPRESS AND IMPLIED, ARE DISCLAIMED TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER OF ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND/OR FITNESS FOR A PARTICULAR PURPOSE).

11. Limitation of Liability

YOU EXPRESSLY UNDERSTAND, ACKNOWLEDGE AND AGREE THAT ROLLINSURE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL AND/OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, USE, DATA OR OTHER TANGIBLE OR INTANGIBLE LOSSES, TO THE FULLEST EXTENT PERMISSIBLE BY LAW. IF APPLICABLE LAW DOES NOT PERMIT SUCH LIMITATIONS, THE MAXIMUM LIABILITY OF ROLLINSURE TO YOU UNDER ANY AND ALL CIRCUMSTANCES WILL BE FIVE HUNDRED DOLLARS ($500.00).

12. Third Party Websites

The Site may provide links to other Internet websites and/or resources. Because RollInsure has no control over such third-party websites and/or resources, you hereby acknowledge and agree that RollInsure is not responsible for the availability of such third-party websites and/or resources. Furthermore, RollInsure does not endorse, and is not responsible or liable for, any terms and conditions, privacy policies, content, advertising, services, products and/or other materials at or available from such third-party websites.

13. Privacy Policy / User Information

Use of the Site Offerings is subject to our Privacy Policy. We reserve the right to use all information regarding your use of the Site, and any and all other personally identifiable information provided by you, in accordance with the terms of our Privacy Policy.

14. Legal Warning

Any attempt by any individual to damage, destroy, tamper with, vandalize and/or otherwise interfere with the operation of the Site is a violation of criminal and civil law and RollInsure will diligently pursue any and all remedies in this regard against any offending individual or entity to the fullest extent permissible by law and in equity.

15. Dispute Resolution Provisions

The Agreement shall be treated as though it were executed and performed in New York, New York and shall be governed by and construed in accordance with the laws of the State of New York (without regard to conflict of law principles).

Should a dispute arise, the parties agree to submit their dispute for resolution by arbitration before the American Arbitration Association in New York, New York, in accordance with the then current Commercial Arbitration rules. To the extent permitted by law, you agree that you will not bring, join or participate in any class action lawsuit as to any claim, dispute or controversy that you may have against RollInsure.

16. Miscellaneous

Should any part of the Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. Our failure to enforce any provision of the Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision. RollInsure may assign its rights and obligations under the Agreement, in whole or in part, to any party at any time without any notice to you.

17. Contact Us

If you have any questions regarding the Agreement, would like more information from RollInsure, wish to unsubscribe from emails, or revoke any prior express written consent, you may contact RollInsure by any of the following means:

18. California Consumer Rights and Notices

Residents of California are entitled to the following specific consumer rights information: you may contact the Complaint Assistance Unit of the Division of Consumer Services of the Department of Consumer Affairs by mail at: 400 R St., Suite 1080, Sacramento, California 95814, or by telephone at (916) 445-1254. Their website is located at: www.dca.ca.gov.